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What exactly is a Payday Alternative Loan (PAL), and exactly how is it possible to Get One?

What exactly is a Payday Alternative Loan (PAL), and exactly how is it possible to Get One? The only real disadvantage to Payday Alternative Loans (PALs) is that you must join a credit union now so that you can apply for one once you actually need it. The easiest method to avoid loans, for the …